Should I Refinance My Mortgage Now That Rates Have Dropped?
By: Emmett Dempsey Published on: 29/10/2025Refinancing is on the rise in Port St. Lucie as rates drop. Learn when it makes sense to refinance, how much you could save, and what local factors to consider.
Florida Mortgage Rates Fall Below 6.25%: What This Means for Port St. Lucie Homebuyers in 2025
By: Emmett Dempsey Published on: 27/10/2025Florida mortgage rates are dropping, boosting buying power for Port St. Lucie homebuyers. See how new rates change affordability, competition, and opportunity in 2025.
Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025
By: Emmett Dempsey Published on: 24/10/2025Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).
What Credit Score Do You Need to Buy a Home in Port St. Lucie in 2025?
By: Emmett Dempsey Published on: 22/10/2025Not sure if your credit is high enough to buy a home in Port St. Lucie? This friendly FAQ spells out the real minimums for FHA, VA, USDA, and conventional loans, plus tips to boost your score fast. Get the local scoop on lender flexibility, special programs, and how Emmett Dempsey at Treasure Coast Mortgage helps buyers get approved—even if their credit isn’t perfect.