Can I Use Gift Money for My Down Payment Over the Holidays?

Can I Use Gift Money for My Down Payment Over the Holidays?By: Emmett Dempsey Published on: 26/11/2025

Can holiday gift money help you buy a home in Port St. Lucie? Find out FHA, VA, and Conventional rules, who can gift, and how to document down payment help for your 2025 purchase.

Local Market Insights (Port St. Lucie & Treasure Coast)First Time Home Buyers

Insurance Shock: How Rising Premiums Are Changing the Way People Buy Homes in Port St. Lucie

Insurance Shock: How Rising Premiums Are Changing the Way People Buy Homes in Port St. LucieBy: Emmett Dempsey Published on: 21/11/2025

Rising home insurance costs are changing the way Port St. Lucie buyers shop for homes and mortgages. Learn about new risks, rate hikes, and what to watch in 2025.

Local Market Insights (Port St. Lucie & Treasure Coast)Homeowners

Should I Refinance My Port St. Lucie Home Now That Rates Are Dropping Below 6.6%?

Should I Refinance My Port St. Lucie Home Now That Rates Are Dropping Below 6.6%?By: Emmett Dempsey Published on: 19/11/2025

Rates are dropping below 6.6%—should Port St. Lucie homeowners refinance now? Get your expert answer on saving money, building equity, and timing your move in 2025.

Mortgage RatesLocal Market Insights (Port St. Lucie & Treasure Coast)RefinanceDSCR LoansConventional MortgagesCreditHomeowners

Florida's Mortgage Rates Hover Near 6.3% in November: What Local Buyers Should Know for 2025

Florida's Mortgage Rates Hover Near 6.3% in November: What Local Buyers Should Know for 2025By: Emmett Dempsey Published on: 17/11/2025

Discover the latest Port St. Lucie mortgage rates near 6.3%. Learn what buyers in Florida and the Treasure Coast should know for FHA, VA, and conventional home loans in 2025.

Housing MarketMortgage RatesLocal Market Insights (Port St. Lucie & Treasure Coast)RefinanceHomeowners