Should I Refinance My Mortgage Now That Rates Have Dropped?

Should I Refinance My Mortgage Now That Rates Have Dropped?By: Emmett Dempsey Published on: 29/10/2025

Refinancing is on the rise in Port St. Lucie as rates drop. Learn when it makes sense to refinance, how much you could save, and what local factors to consider.

RefinanceFHA LoansJumbo MortgagesConventional MortgagesHomeowners

Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025

Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025By: Emmett Dempsey Published on: 24/10/2025

Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).

Housing MarketLocal Market Insights (Port St. Lucie & Treasure Coast)

What are the best mortgage loan options for seniors wanting to age in place on the Treasure Coast?

What are the best mortgage loan options for seniors wanting to age in place on the Treasure Coast?By: Emmett Dempsey Published on: 19/10/2025

Emmett Dempsey with Treasure Coast Mortgage guides Treasure Coast seniors to the best home loan options for aging in place—reverse mortgages, refinancing, and honest, personal advice so you can stay comfortably at home.

Reverse Mortgage

How Do Seniors Get The Most Out Of A Reverse Mortgage in Florida?

How Do Seniors Get The Most Out Of A Reverse Mortgage in Florida?By: Emmett Dempsey Published on: 15/10/2025

See how Florida seniors can get the most out of a reverse mortgage. Explore benefits, key tips, and expert strategies to stay financially secure and comfortable in your home.

Reverse MortgageLocal Market Insights (Port St. Lucie & Treasure Coast)Refinance