Florida Mortgage Rates Near Year Lows: Should You Lock Now or Wait for 2026?
By: Emmett Dempsey Published on: 03/12/2025Florida mortgage rates are at 2025 lows. Should buyers and refinancers lock now or wait for 2026? Get expert tips and rate forecasts for a smart move in today’s market.
Insurance Shock: How Rising Premiums Are Changing the Way People Buy Homes in Port St. Lucie
By: Emmett Dempsey Published on: 21/11/2025Rising home insurance costs are changing the way Port St. Lucie buyers shop for homes and mortgages. Learn about new risks, rate hikes, and what to watch in 2025.
Should I Refinance My Mortgage Now That Rates Have Dropped?
By: Emmett Dempsey Published on: 29/10/2025Refinancing is on the rise in Port St. Lucie as rates drop. Learn when it makes sense to refinance, how much you could save, and what local factors to consider.
Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025
By: Emmett Dempsey Published on: 24/10/2025Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).