Rent Info
Time horizon mattersPlease enter your monthly rent.
Used to estimate rent increases over your time horizon.
Please enter a valid annual rent increase (0 or higher).
Typical relocation windows are 3, 5, or 7 years.
Please enter a time horizon from 1 to 10 years.
VA loans typically have no monthly mortgage insurance. You still control your down payment and closing cost estimates below.
Buy Info
Estimated monthly housing costPlease enter an estimated purchase price.
VA buyers often put $0 down, but you can enter any amount.
Please enter a valid down payment (0 or higher).
Please enter estimated closing costs (0 or higher).
Enter the interest rate you’ve been quoted by your lender.
Please enter an interest rate between 0.1% and 20%.
Please enter a loan term from 10 to 40 years.
Please enter annual property taxes (0 or higher).
Please enter annual insurance (0 or higher).
If you expect mortgage insurance on a non-VA loan, include it here for a conservative estimate.
Please enter monthly maintenance/HOA (0 or higher).
Income & Debts
Educational DTI checkPlease enter your gross monthly income.
Please enter other monthly debts (0 or higher).
We never say “Qualifies.” Results show “may fit” only when common lender thresholds are met. Actual approval requires full underwriting.
Results
Estimated comparisonTotal Rent Paid (over horizon)
$0
Includes estimated annual rent increases.
Total Ownership Outlay (cash paid)
$0
Monthly housing cost × months + down payment + closing costs.
Estimated Equity (down + principal paid)
$0
Calculated from an amortization estimate.
Net Cost to Own (outlay − equity)
$0
Does not include home price appreciation or tax benefits.
Which looks better?
DTI: —
Monthly Payment Breakdown
Estimated monthly housing cost used for DTI and ownership totals.
Principal & Interest
$0
Loan amount: $0
Taxes + Insurance + Maintenance/HOA
$0
Taxes: $0 • Insurance: $0 • Maint/HOA: $0
Total Monthly Housing Cost
$0
