Cash to Close Breakdown Calculator

Quickly see how your down payment, closing costs, and credits add up to your estimated cash to close, so there are no last-minute surprises.

Home Purchase Price *

Loan Type *

Down Payment Percentage (%)

Down Payment Amount ($)

Enter either a percentage, a dollar amount, or both. We'll use the dollar amount if both are filled in.

Closing Costs (% of Price)

Typical range: 2-6% of purchase price

Or Enter Exact Amount ($)

Total Prepaid Taxes and Insurance ($)

Or estimate below using property details

Property Tax Rate (%)

Annual Homeowners Insurance ($)

Months of Taxes to Prepay

Months of Insurance to Prepay

Earnest Money Deposit Already Paid ($)

Seller Credits ($)

Lender Credits ($)

VA Funding Fee Amount ($)

Typical range: 1.25% to 3.30% of loan amount, depending on down payment and prior VA loan use

How are you paying the funding fee?

Financed into loan

Paid in cash at closing

Quoted Interest Rate (%)

Enter your quoted rate

Loan Term (Years)

Monthly Gross Income ($)

Other Monthly Debts ($)

We never say "Qualifies." Results show estimates and "May Qualify" only when common lender thresholds are met. Actual approval requires full underwriting.

Estimated Cash to Close

$0

Down Payment: $0

Closing Costs: $0

Prepaid Taxes & Insurance: $0

VA Funding Fee (Cash): $0

Total Credits & Deposits: -$0

This is an educational estimate based on your inputs.

Upfront Costs Before Credits

$0

Total Credits & Deposits

$0

Want help making these numbers real?

Bring these numbers to a quick strategy call and we'll walk through them line by line. We can explore your loan options, possible credits, and ways to structure your cash to close so you feel comfortable and prepared.

Schedule Your Consultation

Educational estimate only. Final approval depends on full underwriting, property, reserves, and lender guidelines.

(772) 618-5058

NMLS Access Portal

Treasure Coast Mortgage, LLC

NMLS# 1958997

NMLS Access Portal

Contact Us

584 NW University Blvd, Suite 711

Port Saint Lucie, FL 34986

(772) 618-5058

Licensing Disclosures | Legal Disclosures

Treasure Coast Mortgage, LLC is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Treasure Coast Mortgage, LLC will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

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Cash to Close Breakdown Calculator

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