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Thanks for stopping by. About Emmett Dempsey…


Emmett Dempsey

Mortgage Broker

Who is Emmett Dempsey?

Emmett Dempsey is a top rated mortgage professional located in Port Saint Lucie, FL. I have been helping families build wealth with real estate through great financing since 2007. I grew up in Port Saint Lucie, FL and graduated from Fort Pierce Central High School in 1993. After high school, I attended college at Widener University in Chester, PA and received my MBA from the University of Florida.

I currently live in Port St Lucie, Florida with my wife Cheryl and our 4 children.

Army Service – Attention to Veterans

After college, I was commissioned into the US Army as a Second Lieutenant in the Quartermaster Corps.  I served as an officer in South Korea with the 2nd Infantry Division and at Fort Bragg in the 18th Airborne Corps.  I left the service as Captain in 2001.  Below is a picture of me being promoted to 1st lieutenant in South Korea and a picture of me at Fort Bragg.


My service in the Army has led to a special focus for me as a loan officer; VA Loans.  I really enjoy helping veterans use their VA loan benefit in buying a home and building wealth for their families.

Loan Process

I believe in helping families; not files.  I take the time to get to know you and your family and your short and long term goals.  We all know that no one WANTS a mortgage; they NEED a mortgage to buy the HOME they want.

I help to show you how to build wealth and manage the debt side of your balance sheet; on this loan and every loan in the future.  Every family receives a Mortgage Coach Total Cost Analysis (TCA) of their loan options.  Yes you do have options!  See below:


Click on the picture above to play the full analysis and watch the video.  I will lay out and advise different loan choices that are available based on your goals.  You will gain clarity of the rate, costs and fees of your choices and be able to make an informed mortgage decision with peace of mind.  You may also hear options you didn’t even know were available!

After you find a home to buy or you are refinancing, during the process we keep you apprised every step of the way.  I work to meet or exceed every contract closing date and get you into your new home, and/or cash from a refinance.  After closing, you will hear from me to do Annual Reviews of your family finances overall; not just your mortgage.  We can help refer you to local Financial Advisors, CPAs and other professionals.

Community Involvement

My wife Cheryl and I love giving back to our local community.  Cheryl has served on the board of the ARC of St Lucie County as well as on the Finance Committee for the PGA Village POA.   I currently coach my children’s sports teams in Port St Lucie, and I sponsor sometimes as well.  I have coached tee ball at the Port St. Lucie National Little League and football at the Port St Lucie Athletic Association (PSLAA)

Currently our kids are involved at i9Sports where they play Flag Football.

We are also proud to support Operation 300, an organization formed in honor of SOC Aaron Vaughn.  Its mission is in providing mentor ship to children of the fallen, honoring the sacrifice of those who’ve given their all for our freedom, and promoting patriotism and service in our community.

Here are some recent pictures of Cheryl and I with Florida Governor Ron Desantis.

Ron Desantis
My Commitment To You

My goal is to become your lender for life.  I want to help your family build wealth with real estate through smart financing decisions, starting with your next home loan.  For your free consultation, please call me at (772) 618-5058  or click to enter your info to get started.

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