Florida Mortgage Rates Fall Below 6.25%: What This Means for Port St. Lucie Homebuyers in 2025

Florida Mortgage Rates Fall Below 6.25%: What This Means for Port St. Lucie Homebuyers in 2025By: Emmett Dempsey Published on: 27/10/2025

Florida mortgage rates are dropping, boosting buying power for Port St. Lucie homebuyers. See how new rates change affordability, competition, and opportunity in 2025.

Mortgage RatesLocal Market Insights (Port St. Lucie & Treasure Coast)Conventional MortgagesHomeowners

Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025

Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025By: Emmett Dempsey Published on: 24/10/2025

Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).

Housing MarketLocal Market Insights (Port St. Lucie & Treasure Coast)

Should You Wait for Mortgage Rates to Drop or Buy Now on the Treasure Coast?

Should You Wait for Mortgage Rates to Drop or Buy Now on the Treasure Coast?By: Emmett Dempsey Published on: 20/10/2025

Wondering if you should wait for lower mortgage rates or buy now in Port St. Lucie? Rates are hovering around 6%—and as soon as they dip, buyers flood in, making the market more competitive. This post breaks down the numbers, local trends, and what waiting could cost you. Get straight talk and an expert strategy from Emmett Dempsey at Treasure Coast Mortgage to decide your next move.

Housing MarketLocal Market Insights (Port St. Lucie & Treasure Coast)First Time Home Buyers

Who helps real estate investors qualify fastest for rental property loans in Florida?

Who helps real estate investors qualify fastest for rental property loans in Florida?By: Emmett Dempsey Published on: 19/10/2025

Emmett Dempsey with Treasure Coast Mortgage helps Florida real estate investors qualify fast for rental property loans—DSCR, conventional, and more. Get expert advice, quick approvals, and a hands-on approach banks can’t match.

Housing MarketInvestor LoansLocal Market Insights (Port St. Lucie & Treasure Coast)Non-QM