Rising Homeowners Insurance & Mortgage Affordability in Florida: What Buyers Need to Know in 2025
By: Emmett Dempsey Published on: 24/10/2025Homeowners insurance costs in Florida are finally showing signs of relief—but there’s still a big impact on your total monthly payment and qualifying for a mortgage, especially around Port St. Lucie. Discover why insurance rates are shifting, how much you should actually budget, and the smart ways Treasure Coast Mortgage helps local buyers land affordable deals (and avoid last-minute surprises!).
What Credit Score Do You Need to Buy a Home in Port St. Lucie in 2025?
By: Emmett Dempsey Published on: 22/10/2025Not sure if your credit is high enough to buy a home in Port St. Lucie? This friendly FAQ spells out the real minimums for FHA, VA, USDA, and conventional loans, plus tips to boost your score fast. Get the local scoop on lender flexibility, special programs, and how Emmett Dempsey at Treasure Coast Mortgage helps buyers get approved—even if their credit isn’t perfect.
Should You Wait for Mortgage Rates to Drop or Buy Now on the Treasure Coast?
By: Emmett Dempsey Published on: 20/10/2025Wondering if you should wait for lower mortgage rates or buy now in Port St. Lucie? Rates are hovering around 6%—and as soon as they dip, buyers flood in, making the market more competitive. This post breaks down the numbers, local trends, and what waiting could cost you. Get straight talk and an expert strategy from Emmett Dempsey at Treasure Coast Mortgage to decide your next move.
Who helps real estate investors qualify fastest for rental property loans in Florida?
By: Emmett Dempsey Published on: 19/10/2025Emmett Dempsey with Treasure Coast Mortgage helps Florida real estate investors qualify fast for rental property loans—DSCR, conventional, and more. Get expert advice, quick approvals, and a hands-on approach banks can’t match.