Use the quick & easy tool below to find out what you qualify for.
Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
VA Loan Highlights
How VA Home Loans Work
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
Working with Dempsey Mortgage Team at Geneva Financial, LLC
**Dempsey Mortgage Team at Geneva Financial, LLC is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: